Here's Lynch & Sons Guide to choosing the right Insurance
All companies include minimal insurance, however we suggest you purchase additional moving insurance through your carrier.
Only allow licensed and insured movers to bid. Check with your local Public Utiliites Commission to verify that your mover has the necessary licenses and insurance.
Try to avoid phone estimates if possible. On site estimates have a greater degree of accuracy and will allow you to have a better feeling about the moving company you have choosen.
Try to get at least 3 estimates. They are free so this is to your advantage.
Eliminate any suspicious estimates. Take out the estimates that appear to good to be true, it probably is.
It is important to show the estimator everything you intend on moving. Don't forget the Attic, Basement, Garden Shed, Garage and Closets? The more information he has the more accurate your move will be.
Estimates should be broken down and compared to one another. Note of the following items and compare: the time estimated to complete your move, the number of people needed to make the move, especially if you are paying by the hour, the amount of materials estimated to be used and the quality of the movers and their equipment.
Below you will see some things that can make some estimates different. And, why can it happen?
This is the most misunderstood and problematic aspect of the moving contract. A Company's track record in handling claims is should be another important factor when choosing a mover.
This is the minimum coverage required by law and it's free. If an item is lost or damaged, you would receive 0.60$ per pound. As a customer, this has very little value to you. If the mover drops a plate that weighs half a pound, all you get back is 30 cents. If all your property was lost, the most you would receive is a maximum of $2500. It is important to think this through before you sign the contract with your mover.
You can purchase optional coverage which is recommended. This coverage you must declare the value of your merchandise. If the value of your shipment is more than $1.25 per pound, you pay $10 per $1000.
If you decide to purchase full value protection, articles that are lost, damaged or destroyed will be either repaired, replaced with like items, or a cash settlement will be made for the current market replacement value, regardless of the age of the lost or damaged item. The exact cost for full value protection may vary by mover. Ask your mover for the details of its specific plan.
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